What price would YOU pay for bankruptcy fraud?

This segment reports on the antics of Steven K. Zinnel, who got himself into serious trouble when he planned and decided to commit bankruptcy fraud.  Bankruptcy fraud isn’t such the big story with this case, but what is interesting is the way that his fraud got detected and the fallout from it.  First, some backstory.

Mr. Zinnel went through a horrible divorce and child support battle with his now ex-wife.  Mr. Zinnel was a businessman with significant holdings and assets, but he wanted to control how much of it would be given to his ex-wife or kids.  Essentially, he didn’t want to be told by the State court how much of his money would be given for his obligations.  So what did he do?  He filed personal bankruptcy.  Best way to get protection is the Federal kind, while in bankruptcy.  Because of the nature of the relationship between he and his ex, she knew information about his holdings, and he knew that.  She wasn’t going to make it easy for him to just screw her and the kids out of what would rightfully be theirs otherwise.

Here’s where it gets interesting.  Zinnel decided, along with his attorney, Derian Eidson, that they would set up trusts and companies in a way that would shield his assets from detection from the bankruptcy trustee.  He put property into other peoples’ names both before and after his bankruptcy too.  THAT, is a no-no.  Zinnel apparently made it clear in the divorce case that he believed he could conceal his true financial picture in order to avoid his financial obligations (his kids).  He wanted a little bit of help to achieve his goal of getting his wife off his trail, so he did what anyone would do: he contacted the FBI.  His ex was making things uncomfortable for him by requesting records about him, so he decided to make things uncomfortable for her.  He asked the FBI to investigate his ex-wife for requesting the records.   According to THIS write-up on the story, “According to papers on file with the court, when agents followed up on Zinnel’s call to the FBI, his own bankruptcy crimes were discovered.”  According to the write-up by TIME found HERE, Zinnel’s BK judge noted that, “having roused the beast, like the professor in Frankenstein, [Zinnel] was soon fighting off his own creation.”  It took a while, but the FBI was able to piece together his asset transfers, saw the sources of his income that he didn’t declare, and found the proof of his various bankruptcy frauds.

Oh, and let’s not forget about his female lawyer that put her own credentials on the line in order to assist her client with his fraud.  Difficult to imagine that an attorney would be so focused on winning for their client, that they would be willing to lie for them and help them commit fraud.  Clean hands doctrine, anyone?  Eidson was convicted of one count of conspiracy, and one of attempting to commit money laundering.  She also had to forfeit assets due to her conduct.  One has to wonder how much her integrity was bought for, assuming she had it to begin with?


Zinnel tried to appeal his bankruptcy, but it got stayed until after the criminal proceedings were completed.  You can read about that by going HERE.  Zinnel’s Judge had this to say: [“You don’t lie before a court of law,” Judge Nunley admonished Zinnel. “You don’t continue to lie, which is what you did.” Judge Nunley found that Zinnel’s gifts of being articulate and charismatic were used toward promoting Zinnel’s “own selfish ends.”]  Federal prosecutors had this to report in their filed briefs: “[Zinnel] showed his true nature: ‘hateful, vindictive, and incorrigible,’ read the court papers.  More on that HERE.

Zinnel got fined that $500,000 that is mentioned on nearly all of the bankruptcy paperwork that debtors have to acknowledge.  He also ended up having to forfeit almost $3 million of his assets to the government, and let’s not forget the time that you do for doing the crime that you did: more than 17 years!  Here’s a copy of the Prelim Order:

Download (PDF, 192KB)

We asked on this site, “can you make someone do the right thing?”. We were writing about our Pisces, Ms. Proctor.  We certainly hope she is reading this post, along with her attorneys.  This story is directly relevant to her, and she (and they) certainly know why! It’s time to be honest. Even Teresa, from the Real Housewives of New Jersey is doing it. SEE?


More found below:



give a chance

A Fraudster’s Deposition Can Be Useful

The story of John Beale who worked as a high-ranking official at the EPA while lying for years about being a CIA agent, has been written about extensively.  You can see one story on it by clicking HERE.  He referred to his tendency of lying as “something like an addiction”.  He was able to fraudulently get $900,000 and other benefits from our government while working for it.  Mr. Beale was deposed by the Committee on Oversight and Government Reform in December of 2013.  There is a lot that you can learn about fraud by reading the transcript of the fraudster’s deposition.  Here are some of the highlights from that 263 page deposition:


After a quick check-in to ensure that Mr. Beale understood that knowingly providing false testimony could subject him to criminal prosecution (PG 10), he went on to confirm that he had been able to take advantage of flaws in management at the EPA (PG 41).


He reported that people didn’t ask him to provide verification because they blindly trusted him.


He went on to say that “..you think you know them and you think you can trust them..” (PG 42)


It was refreshing to see him honestly report that he “..abused that trust and.. betrayed that trust..”.


Paperwork that would have verified information given/reported wasn’t demanded by the immediate supervisor who in fact was Beale’s buddy.  (nice to have friends at work who will cover for you)


He profited from that lie, at the expense of the Federal government and taxpayers.

He self-surrendered, which undoubtedly led to him being sentenced with the time that he did (32 months), as opposed to what could have happened had they had to chase him down and unravel false statements and doctored documents attempting to provide false alibis. His liquidation of his assets in order to immediately repay the government a substantial amount of his fraudulently received money, helped him also in the end.  He also liquidated all of his retirement funds, including his Thrift Savings Plan and mutual fund accounts.


He also received handicapped parking based on his fraudulent claim of being a Vietnam veteran with malaria.  He DIDN’T have malaria, and he didn’t even serve in Vietnam.  That lie of his cost the EPA (and the taxpayers) about $8000 per year.  They also found that he had abused his travel vouchers (remember, where there is smoke, there is fire).


His deposition is definitely a good read.  The Oversight folks got a lot of material to work with as they try to unravel the puzzle of who did what and who knew what.  Weeds need a fertile environment in order to grow, so you have to learn what makes the environment fertile if you want to kill them.  He did the best thing he could when he said the following:  “You see a pattern here of me lying to and deceiving people who trusted me, and in hindsight, I can’t see a good purpose other than, you  know, manipulating them.” (PG 150)  That was the TRUTH.


The whole deposition can be found by clicking HERE


half truth

The Truth, The Whole Truth, and Nothing But The Truth

If someone intends to lie, there is really only 3 types of lies, according to the former CIA officers who wrote the book, Spy The Lie. A lie of commission is just a lie with no possible argument to be successfully made about it. If you report that you bought a vehicle with a friend’s cash, but it was really bought by the use of cash from your house and accounts with your name on them (and not the friends’), then you’ve told a lie of commission, which is not telling THE TRUTH. A lie of omission occurs when someone leaves out information, and therefore lies because they have. If you say that a vehicle was bought for you with “someone’s cash”, but you fail to disclose that the SOMEONE was yourself, then you told a lie of omission, and therefore did not tell THE WHOLE TRUTH. A lie of influence is one in which a person tries to get you think of something else with the answers they give to your questions, instead of the ones the question attempted to elicit. You may be asked about multiple and large withdrawals of money from your bank accounts that were illegal for you to do, and respond by saying “My schedules were completed by my attorneys in accordance with the best information available at the time”. This would likely be designed to try to spread the possible blame onto other parties, or at least create doubt as to who is culpable, but it wouldn’t actually be answering the original question. But doing so would violate the NOTHING BUT THE TRUTH mandate.



Why do people do these various forms of lying? The former CIA officers write that it may be because the “facts aren’t on their side”. When they aren’t on your side, you dig yourself into an even bigger grave if you have trouble keeping your story straight. It is often times helpful to either record people, or transcribe what they are saying so that you can review later what they did (or attempted to do). There’s a great deal that you can learn about people lying from a review of transcripts, which investigators are trained to do.



In the process of trying to get the truth from someone, investigators are also trained to tell when a person is trying to buy more time by repeating questions, deflecting the inquiry elsewhere, attempting to obtain sympathy with things that don’t relate to the purpose, or launch an attack because of being cornered by the eminent revelation of the truth. It’s a heck of a thing to be able to see that someone is lying despite their best efforts to try to convince others that they are telling the truth.



There is an unprecedented movement to find the fraud that has been hiding in the dark corners of many government offices. As the saying goes, you can run, but you can’t hide. At least not for long. That’s the WHOLE TRUTH!

Information on the book can be found by going HERE

Good luck with that!

Good luck with that!


A Site Recap for Newbies

The site has expanded in ways that we didn’t originally plan, and since we have more planned for 2014, we wanted to pay homage to our original goals in order to do a check to see how we’ve done.

We originally sought to explore the following with our Pisces, Gail R. Proctor:

1) How easy is it for someone to defraud the Federal Government for years undetected?

2) Is it possible for someone to create a person out of thin air and get financial benefit from it for years?

3) Can a person take paperwork from a Federal agency, and submit an altered version of it to a related State agency, undetected, and get financial benefit?

4) Can a person claim a disability that doesn’t exist, and get paid for it?

5) How easy is it to conceal assets, stockpile money and give false statements on your Federal bankruptcy schedules under the alleged “penalty of perjury”?

6) How easy is it to claim that you live in a State that has no income taxes, in order to avoid paying taxes in another State where you do live (that has taxes)?

And here are the posts that have been done, that address each of the above subject areas.

It all surfaced on mortgage applications for houses that were secretively in bankruptcy:



Which led to the REAL fake husband of Ms. Gail Renai Proctor’s that appears to be:  http://www.tocatchafish.net/bah-fraud-solve/


Which led to finding this:




Is there disability fraud going on?


False claims of Florida residency in order to avoid paying Maryland taxes


Continuing to operate a business in Maryland without paying its MD personal property tax or filing a company tax returns with IRS


Making false statements in order to try to quiet someone who knows your Federal fraud:


Committing Bankruptcy fraud (same old pattern of fraudulent statements):


This one was a bonus, not on our original list.  Maryland First-Time Homebuyer fraud:



This is meant to be a recap for those who want to quickly know the main focus of this site.  More to come! Thanks for sharing us with your friends, and we appreciate your comments.

finding facts

Where There Is Smoke There Is Fire

The military depends on the honesty and integrity of its’ servicemembers, and as it has been written on this site, it is expected.  “I tried to correct my fraud, so I’m innocent of it.” This was essentially the claim of William Morronne, Jr. thanks to his attorneys, and what follows is a troubling story for several reasons.  Apparently, the guy was originally in the Army over 20 years ago as HIMSELF, but got kicked out dishonorably.  Deciding that he should be in the Army regardless of being dishonorably discharged, he took the birth certificate and credentials of his brother and used them in order to enlist in the Army under his brother’s name.  And there he stayed, for 25 years, jumping out of airplanes, getting paid, getting married, buying cars, getting hurt, etc.  I can’t tell from the story what it was that ended up getting this guy caught.  Was it the IRS letters sent to the brother’s name asking him why he didn’t declare the income on his taxes, or was it triggered by him perhaps filing for disability pay for the bad back and PTSD he claims he got as a result of serving (that would be made payable to, who, his brother)?  One has to wonder if the PTSD is real, since so much else wasn’t?

This is a wild story, for sure.  I mean, I don’t think I’d take kindly to learning that someone took my identity and decided to profit financially from it by getting money from the Federal government that technically didn’t belong to either of us.  The REAL Gerald (that is William’s fake identity of his real brother) had his name and social security number used by his brother in order to get what he felt was being withheld from him from the service, I guess. William apparently did this (false statements and fraud) because he couldn’t get back into the Army by any other means.  I’m not sure where this comes from, that gross sense of entitlement that seems to be making it to the headlines more and more (check out yesterday’s Washington Post front pager on the epidemic of “military brass, behaving badly”  and generally thinking that they are above the rules and laws.  I guess some people need to be burned before they realize that hot stoves shouldn’t be touched.

William’s attorneys are an interesting bunch.  They asserted that their client was not guilty, because he TRIED to correct the situation but that the Army wouldn’t let him.  Wait!  Did they really try to use a defense of “I told the Army that I joined fraudulently using my brother’s name, and asked them to correct my fraud, but since they didn’t do it like I asked them, I shouldn’t be held accountable?”  Huh?  That was MY sentence written, not a quote from any story, but here is one that was written: ” Morrone’s lawyers contended that he tried several times through his career to get his identification corrected, but the Army never followed through.”  Never followed through?  THAT is the problem.  That an attorney would try to deflect the blame for the actions of their client onto another party, is appaling.  William valiantly tried to have the Army change his credentials over to his real ones to somehow make it right?  William, you were kicked out for what you did prior, which were YOUR actions.  There wasn’t supposed to be any “going back”.  Maybe the legal system would make things seem more like actual justice if they encouraged the same thing as written on the back of many parking tickets: you can “admit”, “deny”, or “admit with explanation”.  When people just flat out lie about things that are easily proveable, it clogs the system, fattens the pockets of unscrupulous attorneys (of which many judges used to be), and adds to the distrust that citizens have of it.

He also got caught committing BAH fraud for failing to disclose that his wife no longer lived with him (they divorced).  As soon as you no longer have the person residing with you, regardless of whether or not you ever divorce, you are supposed to notify command in writing of the change with the appropriate form. More HERE.  He is paying that back, according to the story.

Another writeup of the story can be found by clicking HERE.

admit no evil

Throwing Stones From Glass Houses

It’s all over the news: Virginia’s ex-Governor, Bob McDonnell and his wife Maureen have been indicted by the US Attorney’s office on multiple counts including failing to disclose gifts and loans as required by law.  This man, who was once thought to have a squeaky clean enough image that made him a name thrown around as a possible candidate for the 2016 Presidential election, is now having to come up with a defense for having made false statements and flat-out disobeying clear government rules.

As it often happens, people underestimate others.  As it also often happens, people don’t push the fast-forward button down long enough to do an assessment of what can possibly happen if they go down the path in which they have decided to travel.  So caught up in their immediate goal are they, that they often times don’t think of how the decisions they are making today can come right back and bite them in the rear tomorrow.  

I don’t think that Bob McDonnell thought that he had anything to worry about with his old chef, Mr. Schneider.  Apparently, Mr. Schneider, who was hired to be the chef at the Governor’s mansion, had his eyes and ears so open that he could have qualified as an NSA data collection source.  He wasn’t the stupid chef in the kitchen that people may have thought he was.  In fact, he was so observant of how people in the mansion were treating others, that he must have understood the concept that what you see someone doing, shows you what they are capable of doing.  You can read the recent story written about him HERE.  He took photos of things he saw and experienced, likely thinking that he may need them in case anyone started throwing stones at him.  A quote from the linked article has him saying, “If they ever come after me, I’m going to sing like a canary.”

He didn’t have to wait long for those stones, and oh what a melody he is singing.

Not music to the McDonnell’s ears, I can well imagine, but a nice tune for the US Attorney.  McDonnell wasn’t exactly being discreet about his illegal activities either.  A picture on Facebook of him holding a bottle of a supplement that his donor/friend (Star Scientific ex-exec Jonnie Williams, Sr) wanted him to help launch via the easy road to riches. (Note to self Bob, when your “friend” is trying to drag you along an unsavory path, you might want to reconsider the use of the word).  Then there’s the Rolex watch that his donor-buddy bought that Bob failed to report. (Another note Bob: if the chef is right and you really are happy with Prego, tell your wife to get you a Timex that you wouldn’t have had to disclose at all).  Finally, but not really since there is plenty more for you to read in the linked stories, is the daughter’s wedding food.  McDonnell, when asked, insisted that his daughter had handled everything about that now-famous wedding spread.  In fact, Daddy Warbucks (aka Jonnie Williams) forked over $15k for that wedding dinner.  The backpeddling began when a contract for the catering surfaced bearing the Governor’s signature and handwritten notes along the border.  Oh, and then there was the deposit check also signed by the Governor.  (Beep beep! That’s the sound of the bus that Bob tried to throw his daughter under.)

Bomp Bomp!  And that is the sound of the tractor trailer that the chef was driving.  People will ultimately think what they will about the folks on either side of this fiasco.  I suspect that neither party thought it would go as far as it has.  People who know MY story, know why this particular story resonates with me as it does.  There are, after all, many similarities.  How cute! Their real estate company was called MoBo (combination of their names). The moral I see in the story of the Governor and the chef is this: One should not throw stones when they live in glass houses.  You definitely shouldn’t throw them if you live in the Governor’s mansion and have a lot to lose.  Some have previously commented that my business partner had a great deal to lose by putting herself and her business and dealings “out there” in the way that she has in all sorts of public legal and government forums.  Glass house.  And she certainly threw a lot of stones from it.

I like the chef’s perspective.  I like how he protected himself, and I like how he (like me) has saved a little sumthin-sumthin in case he needs it for the future.  He said, “He plans on keeping it private—unless Virginia comes after him again.”  With a book in the future plans, perhaps he will get a Rolex of his own when all is said and done.  For now, it sounds like he is doing okay.  Bob and Maureen are another matter, as well as Ken Cuccinelli, the attorney who was willing to put himself in the middle of the mess that ultimately cast a disparaging light on who HE was.  The Virginia voters didn’t like it.  And by the way, Mo, not cool about the false statements to investigators about making payments on a loan or that you signed paperwork for one.  You didn’t know they can access your emails from years ago?  You win points for dressing your husband, and for that Rolex.  As the saying goes, he looks “casket sharp”. 

For you lawyers, the indictment can be found HERE








When Perpetrators Pretend to be Victims

Some of you have emailed asking for the next installment of the continuing saga. Here it is:

An investigator that I know told me recently that when solving crimes, he looks into the victim’s background for clues, looks into who would benefit from the crime that was committed, identifies who had the opportunity, and in cases of theft, looks at who had the knowledge that was needed in order to pull it off. He also told me that when people are nervous that they might be questioned about the opportunity aspect, they often times fabricate an alibi to support the notion that they were somewhere else. The same can be said when someone is trying to paint a picture that they were the victim. Weird right? Who would want to make themselves appear to be a victim?  And why?

In trying to make some sense out of events that have happened in my life over the past 2-3 years, I have consulted with various people from all sorts of professions. Victim playing and self-victimization is apparently a very real phenomenon, and I’ve included some reference links of it below for the readers. It got me thinking about some of the experiences that I have encountered that have had me scratching my head trying to decipher.

My ex, Gail R. Proctor, attempted to obtain a peace order against me. In response to threats that I felt I received, random and unexplained issues of security at my home, and after receiving information from Sprint that my personal cell phone account records had been stolen from an online account that wasn’t under my control (resulting in my having to change the provider and number), I felt it wise to try to get a peace order also. I suppose we both ultimately wanted PEACE. Though the one that I filed has been shielded from public view by Ms. Proctor’s petition (though always available to law enforcement along with all of my police reports about it), I purposefully have NOT petitioned for hers to be removed so that everyone can prominently see it. It is case number 0101SP082202012 and I believe it to be a symbol of victim-playing at its’ finest (now that I know what it is). She also responded to my peace order subsequently with a filing that contained specific references to my petition.

A few of the highlights: she stated that she believes the following statements that I made for my peace order were false:

*That I came home to find my garage door open and interior vulnerable (unless she was there, how would SHE know that I didn’t?)

*I told officers that I feared for my safety due to written documentation submitted by Proctor that she had a .25 caliber Beretta (yep, that’s right, that was done, I told police, and I feared for my safety)

*I told Proctor and her attorneys that I was cooperating with agencies in their investigations of her (again, yes it is true and there were 2 additional witnesses to it. Incidentally, just because one wasn’t aware in 2012 of any investigation doesn’t mean that one or two weren’t operating in the background).

*I supposedly used “dubious means” to contact Proctor’s friends, etc (actually, I’m being rather up-front about the whole thing. I don’t know how much clearer I could be with my intentions than I have been)

*The calls that Proctor references can supposedly be found on documents she has that “..were verified by Sprint’s subpoena compliance dept”. (that subpoena request is on file at the Court, and would show the very limited scope that phone calls for ONE SPECIFIC DAY were requested only. How exactly was information from other days made available to you and by whom? I know without a legal doubt that my online account WAS hacked into!)

Proctor mentions a tire on her SUV being slashed (sorry to hear that but flat tires happen, and apparently and conveniently just hours before our 2nd attempt of three to get her to do a Federal deposition). Now, why would the party who wants you to finally attend what a Federal Judge mandated, do something to impede your ability to do so? Sounds like self-victimization. Supposedly, a white car was driving down her one-way street and she was absolutely certain that it was me, she told the Judge. So certain, that she told that Judge that she ran out of her house and was chasing after this white car that was supposedly mine. When asked if she had a tag number, goose eggs (that means zero or no). Right behind the car, but not even a partial tag number? Interesting. Her statement also claims that I “..admitted to being on [her] street”. A simple check of the transcript will show anyone that no such admission was made by me to any Judge. Could it have been one of the white cars that is usually parked on her own street, according to Google Maps (info that I was patiently waiting to give to the Judge, but wasn’t asked because her case was dismissed). See, here are those cars.

Download (PDF, 452KB)

Next up, a troubling matter that needs mentioning on this site by me. An accusation has been made several times by Ms. Proctor that she believes that I illegally obtained records regarding her employment at Andrews Air Force base, instead of via the Form 180 mentioned in previous posts by my friends that Proctor herself was given in discovery by my legal counsel (I guess she didn’t take it seriously and thought it would yield nothing). In her old petition for a peace order, she wrote “Jareaux has lied to obtain any information that she thinks will destroy my character”. Didn’t need to lie to get anything that I’ve gotten, and the information regarding your own actions speaks for itself in regards to your “character”, Ms. Proctor. My counsel and I heard early this year that “civil and criminal penalties are forthcoming” (allegedly) by military officials. A quick call to the Pentagon dispelled that myth. Sometimes though, you have to think about things by putting yourself in the shoes and mind of who you are dealing with, like that investigator told me. Accordingly, I have learned to pay razor-sharp attention to documents that are given to me, and there it was, in plain sight (and shown below). Look at this document, and tell me what question comes to your mind.

Download (PDF, 58KB)

Are you wondering how a letter could have been received and utilized by Ms. Proctor that has her name and MY mailing address if she doesn’t live at my address? CORRECT! How is that possible? Who would have asked that a letter be sent to my house addressed to her? Her maybe? And if it was delivered, which is the implication, how did she get it if I wasn’t the one to give it to her? Well, perhaps some clues can be garnered from that same letter. Who signed it? Desirae Henderson. When? January 2013. Well, interestingly enough, Henderson’s division was contacted, and surprise surprise (or maybe not so much anymore)! She has been overseas ever since she was activated and assigned there by her command. She didn’t sign that document, though in August 2012 she signed the one that I have that has her signature (because she WAS there to sign it). I welcome anyone from the FBI or the military to ask me about this fact, along with other things on this website.

People may get mad when you find out the information that they hoped that you never would find. Those who would rather have everyone look at someone else, instead of at the information that they are trying to conceal that speaks volumes about them (and yes, their character), will attempt to flip the script and play the victim. (Boy that cried wolf, anyone?) Words are simply not sufficient anymore, and other evidence can usually trump lies. Thank goodness, there is a parked white car or two somewhere in the background of a picture, or an internet IP address noted in the logs of a hacked-into cell phone account, that tells the true story that is waiting for just the right opportunity in order to be told to the people that need to hear it. You only play your cards when you NEED to, and not until, and you ALWAYS hold onto your trump cards until you absolutely need to play them. I don’t need to make up a hand; I play the cards that I’m dealt! Thanks Dad, for that enduring lesson.

Oh, and an FYI: current images tell equally compelling stories. Cars on the street that belong to people (amazing what can be done with image enhancement) and photos showing mailboxes being wide open. It’s no wonder identity theft issues may be plaguing our antagonist.

Download (PDF, 143KB)

Download (PDF, 44KB)





The Importance of Passion and Persistence When Seeking Answers

There is a relatively well-known story of a woman, Barbara Bentley, who was married to the guy who went by the name Admiral John Perry. Barbara has written a book about her experience, called “A Dance With the Devil: A True Story of Marriage to a Psychopath”.

When things weren’t adding up about who her husband was claiming to be, and Barbara asked questions and poked around to find answers, he became very nasty towards her and ultimately tried to kill her. After he was detained, tried and convicted, she still lived in fear because she didn’t know if he had accomplices or insurance on her life. When he was released, he told people she knew that he was determined to cause her lots of trouble. There were other women who already feared him, one having been assaulted by him. During his attempted murder trial, he painted himself to be someone of failing health who was “taken advantage of by his younger wife”.  In her book, she says, “He was determined to drain me emotionally so he could profit financially”. He abused the legal system and used it to deliberately stall out things for as long as possible, much to the anger of Judges who encountered him. He just seemingly wasn’t happy unless things went HIS way. You can find some good info about her story, and a link to the NBC story done on him, by clicking HERE. Barbara found, through her investigating and persistence:


Bank signature cards that were supposed to require two signers not turned in by him

Stolen, blank letterhead from a university that he used to make it appear that he worked there

Forged, original w-2s where he was supposedly working

Her forged signature on refinance documents

He hired a person who looked like her to complete settlement

He pressed to be added to deed to her house; mad when she wouldn’t

His alleged Congressional Medal of Honor: he buried it so FBI wouldn’t find it (wasn’t his) (stolen valor)

He created a fake identity; investigation by FBI

Brace on neck: fake injury

She had to endure legal system Hell to try to get to the truth about who she was really married to, and what he was capable of, before finally divorcing him after financial devastation. Another story of a woman I’ve been in contact with is equally compelling, and has similar threads running through it.

Hera McLeod was in the court system in Montgomery County MD, and encountered the legal antics of her ex who was determined to undermine everything that she stood for. The number of docket entries in her case is almost as long as mine. Long story short, her ex was given unsupervised visitation with their son, despite his colorful and harmful past that he fought valiantly and paid to cover up, and on the (I think) 4th visit, he drowned the 15 month old boy after having taken out over $500,000 in life insurance policies on him shortly before. Hera is understandably grieving, and is furious at a system that allowed this to happen. You can see the overview of what happened, as she describes it, by clicking HERE. I love what she is doing, and she has quite a few readers who email her with their stories. Both of them learned afterwards how to fight in the same way that the ex was, and they share the same sentiment on the legal system and how it allows abuse by the unscrupulous. Hera’s thoughts on that can be found by clicking HERE. I have spoken to other people about the phenomenon of Legal Abuse Syndrome. More on that on another future post. I am appalled that Judges can be so desensitized to the cases before them, that they would do such things as she wrote as “you rolled your eyes, appeared to fall asleep on the bench, and opened up your computer as if to read your email”. You can read the letter she sent to that Judge by clicking HERE. She is suing the psychologist who gave her ex the clean bill of mental health to the courts, for $20 million. If she wins, and I hope that she does, I hope it will send a message to legal and court systems to pay closer attention to the important things and take your job more seriously. In the cases of both women, their ex ended up being dangerous threats to their personal safety. This often times happens when a person tried everything in their power to get you to do what they wanted, but didn’t succeed how they hoped. Sometimes, what they wanted is not written in any court document. Courts and the humans that operate them are often ill-equipped to recognize con men or women pulling a con. Both women, and many more, are shining a bright light on these problems and their stories. Barbara’s ex died while trying to con another woman, Hera’s is facing the music for his actions, and Seemona Sumasar’s ex got 32 years for his scheme. Change happens when people stand up and do something, even when evil is staring them in the face.  

never give up

Putting Your Trust in the Wrong Person

Trust is one of those things that takes a long time to build, and can be destroyed in one minute. People seek trust in others, and companies hope that their employees are trustworthy. The trust that you have in someone is often times relative to the position and relationship that you have with them. The more that a person has the ability to help or hurt you, the more trust that you will need in them (that they will help you and not hurt you). Simply put, in matters that are important to you, is the person you are relating to or doing business with “trustworthy”?

In reading the Washington Post today, there is an article about a woman who was entrusted by the Association of American Medical Colleges to do administrative functions for them. Ephonia Green (is her name an indication of something?) embezzled over $5 million dollars from the non-profit, largely by creating phony invoices and opening bank accounts for phony enterprises in order to pay herself by looting her employer over an 8 year period. When you read the article linked here and included below, see how many times you see the theme “trust”. The organization wants answers, as they try to understand why the person they trusted would do such a thing, while the woman apparently offered none. Apparently, she needs a therapist to “..help her come to terms with her misconduct.” Good luck with that, and don’t hold your breath waiting.

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Contracting fraud, designed to ultimately line the pockets of all parties involved, is not a new phenomenon in the non-profit, for-profit or even government sectors. Fraud within our defense departments has been rampant for decades, a fact that President Obama vowed to fight when he took office. You can see his procurement comments by clicking HERE. Such actions became necessary when it became obvious that the system based upon trusting people on their word alone (or rank) was shown to be flawed and costly. The case of the high-ranking Air Force procurement officer Darleen A. Druyun made headlines in 2006 when she was found to have been instrumental in one of the largest contracting scandals with Boeing that involved fraud, insider information and a sense of entitlement on her part.

What a way to honor the country that you took an oath to defend! Weaken them by stabbing them in the back financially by stealing from within.

It’s great that Mrs. Green is going to repay the $5.1 million by selling the house that she partially used those stolen funds to qualify for and acquire. Selling her sideline business may not put a dent in that $5.1 mil if she ran IT with the same principals she used to get the money to fund it, so good luck with that. Same thing with the Acura, timeshare and whatever else she spent the money on. My bet would be to do a search on her social for the past few years, to see what her tax return says about entities that reported any financial activity for her. People who are cunning enough to do fraud, are often brazen enough to tuck some of it away as a reminder of the fraud they perpetrated on their victims. It’s how serial killers often get caught: with a memento of the victim and crime in their possession. Those victims also trusted the WRONG person. Where there is smoke, there is usually fire, as some of the posters here have said!

Here is a post on trust from a great guy that I know. He sums it up pretty well:


In each other's pockets

What’s the Temperature of BAH Fraud Cases in the US?

An internet search reveals that the number of BAH fraud and other entitlement cases here in the US has increased. As one legal firm that we found put it, “The government has gotten serious about getting its money back”. It’s time they did.

A case in Arizona has popped onto the radar involving Air National Guard airmen who have been charged with stealing $1.4 million of money that they weren’t entitled to receive. 8 officers, included a Retired Colonel, and 13 enlisted airmen have been accused and charged with this crime.  Yes, you read right, even a Colonel. People see the title “Colonel”, and think that the person would be above reproach and wrong-doing. The Air Force Times article linked below states that leaders “failed to uphold military standards of integrity in part because they were ethically compromised by their own misconduct.”

 It must be a common enough offense these days, considering the number of internet results that you get when looking for BAH fraud attorneys. One military lawyer answered a question asked regarding how hard it is to be charged with BAH fraud. He answered by giving the elements of fraud quoted from military justice law, and then gave guidance on how a person can be convicted once the fraud is proven. His advice boiled down to “So to prove BAH fraud, they would need to prove that the service member, on purpose, filed a claim for BAH that they knew at the time was fraudulent.” His full writeup can be found below.

How do they connect the dots to show that you knew at the time the claim was fraudulent? Looking back to the legal firm who noted how serious the government is getting, they write that you should expect that the records you used to submit and justify the claim will be examined along with phone records, bank records, etc in order to prove that you intended to steal in the first place and then kept the money that you knew you weren’t entitled to have. Unlike overly-vexatious folks who jump the gun and file lawsuits just to be pains in the asses to people, the government takes its time to gather all of the evidence it needs by interviewing people who may know more than the servicemember will tell, and obtaining and reviewing what the actual documents show. No sense relying on the words of someone who, if they were intent on deceiving you in the first place, aren’t likely to tell you the truth even if you ask them. The forms they submit state that you are signing them, under penalty of perjury, so if you lied, then time to get the penalty that you signed your name as understanding that you might get if caught.

Many of the cases conclude with the person being stripped of rank, stripped of retirement pay and benefits, and made to pay restitution for the money they stole. In the case of someone who is no longer in the military, the penalty wouldn’t involve rank stripping that doesn’t mean anything on the civilian world anymore, anyway. Remember the case we reported on previously regarding the MD vets who stole monies they weren’t entitled to? They were all retired, getting disability pay for fictitious ailments. Wonder if there’s ever been a case of fictitious husband created to get entitlement not earned, along with fictitious ailments for fake disabilities? It would seem that anything is possible.

A case where the penalty was determined by EVERY month that the servicemember took BAH pay and didn’t give it back:

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There is a saying: Never lie to someone. Odds are that they already know the truth and just wanted to hear how you decided to spin it!

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that lie